Personal Risk Management

Your company is like no other. Helping you protect it in today’s challenging business environment is our job. We find the right commercial coverages at the right cost and regularly shop other markets to make sure you are getting the best insurance value. But that’s just the beginning. You can count on our continued comprehensive approach to help your business succeed for years to come.

Personalized comprehensive insurance program

Selecting from more than 50 top-rated insurers, we design a program that meets your company’s range of needs – no more, no less.

Risk management analysis

Protecting your company and its assets requires a comprehensive understanding of exposures and coverages. Reducing or eliminating risks is a critical ongoing management process.

Claims history analysis

Claims control is key to reducing premium costs. We help you stay informed by identifying emerging claims trends.

Annual insurance audit reviews

Each year your audits are reviewed to verify rates and premiums.

Workers compensation experience modification review

We review experience modification worksheets for accuracy and help you set goals to reduce our rating.

Free loss control and prevention services

While insurance protects against loss, these free services help reduce the chance of loss by developing a safe and healthy workplace.

Business continuation planning

What happens to your business in the event of death, disability, retirement, or other change? We help you create a strategy to protect your business assets for the future.

Free legal hotline

For the benefit of our clients, we offer a free legal hotline. Clients may call 763-682-8975 for legal information and assistance.

Agents located in: Anoka, Ada, Altoona, WI, Bemidji, Blaine, Brandon, Brooklyn Center, Buffalo, Burnsville, Byron, Coon Rapids, Cambridge, Cannon Falls, Dawson, Duluth, Forest Lake, Graceville, Grand Forks, Ham Lake, Hermantown, Hibbing, Inver Grove Heights, Isanti, Jordan, Lino Lakes, Little Falls, Maple Plain, Otsego, Pequot Lakes, Princeton, Ramsey, Rogers, Richfield, St Cloud, St Paul, Thief River Falls, Waconia, Wheaton

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Workers' Compensation