Errors & Omission Insurance

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Minnesota Errors & Omissions Insurance

Your business may be very successful but in today’s litigious society are you prepared to cover the costs and stress arising from a liability lawsuit? You can protect your business from attorney’s fees, court costs and any liability judgment with an errors and omissions insurance policy from Insurance Brokers of MN.

Mistakes happen–especially when you can’t personally be at every job. You don’t want your business health to rely on never making a mistake.

The stress of litigation against you can mentally exhaust you from driving your business. With errors and omissions insurance in Minnesota, you can relax, knowing that your court costs and potential liabilities are covered.

For all of the coverage it provides, E&O insurance is one of the least expensive forms of insurance you can get.

You may think that you are covered from these risks by your general liability insurance policy, but it typically does not cover contract performance, errors or disputes. You need specific errors and omissions insurance to be protected.

So, What is E&O insurance?

Errors and omissions (E&O) is the insurance that covers your company, or you individually, in the event that a client holds you responsible for a number of areas such as a service you provided, or failed to provide, that did not have the expected or promised results. For medical professionals like, dentists, chiropractors, doctors  etc., it is often called malpractice insurance. For insurance agents, realtors, lawyers, accountants, architects or engineers, it may be called professional liability.

Most E&O policies cover judgments, settlements and defense costs. Even if the allegations are found to be groundless, thousands of dollars may be needed to defend the lawsuit. They can bankrupt a smaller company or individual and have a lasting effect on the bottom line of larger companies.

E&O coverage provides you and your business protection in the event that an error or omission on your part has caused a financial loss for your client.

Who needs E&O insurance?

The best-known professionals who need E&O insurance are  chiropractors, dentist, doctors, attorneys, accountants, engineers, realtors, insurance agents, etc. However, less thought about firms also need coverage ranging from E&O insurance for contractors, advertising agencies, commercial printers, Web & Internet hosting companies to wedding planners. If you are in the business of providing a service to the public for a fee, you have an E&O exposure.

Why does my company need E&O coverage?

To put it very simply, everyone makes mistakes. Even with the best professionals and employees with the best risk management practices in place, mistakes will be made. No one is perfect.

By not purchasing E&O insurance, a company can be taking a serious financial risk. These types of losses are not covered under a general liability policy. And, as stated earlier, even if you are not at fault, litigation is both time consuming and expensive.

    Want to find an agent near you?

    Insurance Brokers of MN – Your E&O Insurance Coverage Expert

    Customers of Insurance Brokers of MN can expect to find excellent coverage options for their Errors & Omission Insurance coverages exposures and risk. At Insurance Brokers of Mn, we work with a large network, of dedicated underwriters, risk control specialists, and claim handlers that specialize in Errors & Omission & Professional Liability Insurance.  

    Safeguard your company’s future.  

    Learn more about your options with Insurance Brokers of Mn, by calling TODAY  or by filling out our Protection Savings Form below right away.

    Get a free quote from one of our experienced agents and don’t go another minute without the best possible protection available!



    Here are two reasons to act now!

    1. MN Errors and omissions insurance needs to be purchased prior to beginning a project or ahead of a product launch. Make sure your next venture is fully protected.
    2. You can receive a no-risk quote within a day. Simply fill out this short form and we’ll get back to you with an inexpensive policy quote.

    Agents located in: Anoka, Ada, Altoona, WI, Bemidji, Blaine, Brandon, Brooklyn Center, Buffalo, Burnsville, Byron, Coon Rapids, Cambridge, Cannon Falls, Dawson, Duluth, Forest Lake, Graceville, Grand Forks, Ham Lake, Hermantown, Hudson, Inver Grove Heights, Isanti, Jordan, Lino Lakes, Little Falls, Medina, Minneapolis, Pequot Lakes, Princeton, Ramsey, Redwood Falls, Rogers, Richfield, St Cloud, St Paul, Thief River Falls, Vadnais Heights, Waconia, Wheaton

    Want to find an agent near you?

    If you would like more information on Personal Risk Management, you can call us at 1-877-323-3314, or fill out the quote form and we’ll contact you.