Workers' Compensation

Get your free workers' compensation insurance quote from Insurance Brokers of MN. Call 1-877-323-3314 for more information. We're located in 35 locations across the state of MN to serve you!

Workers Compensation for Minnesota and Beyond!

At Insurance Brokers of MN we have over 25 different Work Comp Insurance companies to market YOUR work comp rates with to find you the best value for your business.

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Professional Help with Your Workers’ Compensation Plan in Minnesota

One of the biggest concerns with Minnesota businesses today is operating costs, and workers compensation premiums can be a major expense. However, many companies adopt the strategy of accepting bids for their insurance and ultimately go with the lowest price. This can be a huge mistake for a number of reasons.

Let’s take the case of fictional company ABC to demonstrate.

Company ABC was a medium sized electronics manufacturing company with a growing base of customers and recently they expanded into other parts of the Midwest. The President, David G, was very concerned about costs and tried his best to run a lean company. In fact, he had many measures in place to ensure high quality and recently made major changes which greatly increased profits for the previous quarter.

To maintain efficiency, he decided to use the lowest workman’s comp premiums possible. To David, this seemed like the most efficient strategy at the time. However, David made the same mistakes many businesses owners make by assuming the lowest premiums was the most important factor. He failed to realize that he had two employees currently off work and they were preparing lawsuits against the company. This resulted in a lot of unnecessary legal costs, which could have been avoided if his HR director had handled matters differently.

After reaching a settlement with the employees, David met a man at a local donut shop, and they talked about workers’ comp issues. The man was a CWCA (Certified Work Comp Advisor) and showed David all the benefits his program had to offer. David decided to try it and within six months, lost time accidents had dropped off substantially because he now had the benefits of professional help. Let’s talk about workman compensation, what it is and the benefits you can receive from a CWCA at Insurance Brokers of MN.


Meet ICW Group Policyholder: JAC Masonry

What is Workers’ Compensation?

Workman compensation is insurance to compensate employees for time off, due to an on the job injury or job related illness or injury. This insurance is mandatory. The coverage allows for medical care, reimbursement for lost wages, and death benefits.

Who Needs Workers’ Compensation Insurance?

Any business with employees must purchase this coverage or self-insure. This is the law. Even if you only employee one person part-time, you must provide this insurance coverage. Failure to comply can result in major penalties. At Insurance Brokers of MN, Inc. we are licensed to write workers’ compensation in many states including Minnesota and surrounding states like: Wisconsin, Iowa, South Dakota, North Dakota.

Standard Coverage for Workers’ Comp

Coverage includes hospital and medical bills. It also makes disability payments and may cover expenses like rehabilitation and job training. Death benefits are also provided.

Want to find an agent near you?

Here’s some information about how medicare Costs are changing for next year

Insurance Brokers of MN – Your Auto Insurance Expert

Protection is meaningless after the accident. And think of it. We are all one mishap away from devastating personal and financial loss.

At Insurance Brokers of MN, we have protected the residents and business of Minnesota since 1998. We know the area. We know the residents. We know how to protect you with the right car insurance.

Avoiding accidents is not promised to you or anyone else. So, don’t delay. Be prepared for life’s misfortunes. Complete the Quote Form now and let the professionals at Insurance Brokers of MN forge a shield of protection over you.

Agents located in: Anoka, Ada, Altoona, WI, Bemidji, Blaine, Brandon, Brooklyn Center, Buffalo, Burnsville, Byron, Coon Rapids, Cambridge, Cannon Falls, Dawson, Duluth, Forest Lake, Graceville, Grand Forks, Ham Lake, Hermantown, Hibbing, Inver Grove Heights, Isanti, Jordan, Lino Lakes, Little Falls, Maple Plain, Otsego, Pequot Lakes, Princeton, Ramsey, Rogers, Richfield, St Cloud, St Paul, Thief River Falls, Waconia, Wheaton

Want to find an agent near you?

If you would like more information on Business Risk Management, you can call us at 1-877-323-3314, or fill out the quote form and we’ll contact you.

At Insurance Brokers we work with the # 1 Writer of Work Comp in Minnesota

SFM – Your work comp experts

SFM delivers better outcomes for agents, employers and employees by providing unparalleled expertise in customer service, injury prevention and follow-through. We do this by building a dedicated team that is focused on obtaining long-term positive results for employees and the bottom line.

Learn why SFM is the right choice for your business


Avoid slips and falls

Slips and falls aren’t just a a problem on winter snow and ice, they often happen year-round. SFM’s “Skip” series helps you be aware of your surroundings and avoid everyday hazards.

View slip-and-fall resources

Extra safety resources

New to workers’ comp?

Think you need work comp coverage but don’t know where to start?

You came to the right place. Learn what it is, who needs it, where to buy a policy and more from Workers’ Comp Essentials by SFM®.

Learn about workers’ comp coverage