Long Term Care Insurance

You have spent years saving so that you can enjoy retirement on your terms but have you considered what will happen to that plan if you become sick or injured during retirement? Without long term care insurance in Minnesota , you and your spouse have not anticipated one of the most common situations that retirees face. Did you know about 70 percent of all adults age 65 and older need convalescent care services either at home, in an assisted living facility or in a nursing home? At Insurance Brokers of MN we have Certified Long Term Care Specialist to help you find the right plan for your needs.

Contact Insurance Brokers of MN today for your long term care insurance quote 1-877-323-3314.

The costs of that care averages over $6,000 per month for a private room in a nursing home, according to a recent national study.

Can your nest egg meet the demands of $72,000 each year for medical care? For most, the answer is no.

Worried about the cost? Compared to the certainty of huge care costs, most find that the cost of long term care insurance in Minnesota very affordable.

Minnesota long term care insurance policy can protect your retirement dream for you and your spouse. The policy can be customized so that you can receive in-home care rather than being moved to a facility.

Did you know there’s affordable solution’s and options that can help protect your future if you need ongoing support (aka, convalescent care) at home or in a care facility? These hybrid insurance plans can help pay for these expensive costs and provide benefits and if you’re fortunate enough to never need convalescent care, some of these insurance plans will pay out money to your loved ones after you’re gone.

You may think that you are already covered by Medicare for a nursing facility but that coverage does not allow for in-home coverage and you be displaced to a state-run facility in order to get that care.

Want to find an agent near you?

Here are two reasons to get started right away!

1. The earlier you take out a long term care policy, the less the premiums will be. If you are in good health right now, it makes sense to get approved.
2. You can get a no-risk quote right away by filling out the short form. We’ll get back to you with an affordable path to securing the retirement you want.

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